Disclaimer
Stratum Finance is an independent editorial desk covering RSU tax surprise, Engineer financial independence, and AMT planning education for Software engineers with RSU-heavy comp, Hardware and infra leads, and Staff+ IC trajectories. Everything we publish — articles, explainers, calculators, and scenario tools — is general financial education and illustration. It does not account for your individual circumstances, income, goals, or risk tolerance, and it is not personalized investment, tax, accounting, legal, or insurance advice. Reading this site, contacting the desk, or running a calculator does not create a fiduciary, advisory, brokerage, or client relationship. Confirm anything you read here with a professional licensed in your jurisdiction before you act on it.
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Spreadsheet-credible guidance for people who debug systems for a living and refuse hand-wavy finance copy.
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